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Online Credit Reports
An online credit report will show the details of your credit report including:
- Where you live
- Bill payment history
- Credit accounts in your name
- Whether you've been sued, arrested, or filed for bankruptcy
You can obtain a free annual credit report from each of the three major credit reporting agencies. These credit reports will be mailed to your home.
A number of companies can provide you the opportunity to view your online credit report. These companies usually provide "value added" services in addition to providing your online credit report.
Value added services in addition to your online credit report often include:
- 3-in-1 Credit Report with profiles and scores from Equifax, Experian and TransUnion so you can check your report for inaccurate information.
- 3-Bureau Monitoring every business day. A fraud detection system that checks your credit files every business day and alerts you when it suspects possible fraud activity.
- Toll-free access to provide help if you suspect fraud.
- Identity Theft Insurance coverage to help you offset the cost of re-establishing your identity and reputation.
- Periodic credit updates and updated credit scores to help keep you financially fit and secure.
One provider of your online credit report comes with all the important value added services listed above, Idfentity Guard's CreditProtectX3.
CreditProtectX3 is the first service on the market that monitors your credit files at all three credit bureaus every business day.
Experts agree that monitoring your credit files at all three credit bureaus is the best defense against identity theft.
According to the FTC, approximately 10 million Americans were victims of identity theft in the past year alone. Over five million Americans – or more than half of all identity theft victims – discovered they were victims by monitoring their accounts.
This means that more likely than not, it is up to you to find out if you’re a victim of identity theft. CreditProtectX3 is the most comprehensive identity theft protection service today.
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